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Commercial Underwriter

Req ID:
Pricing & Underwriting
Bristol; London

At NIG, we're experts in commercial insurance. Our experienced teams are focused on identifying and understanding the challenging risks faced by UK businesses. But what really sets us apart is our partnership approach with our brokers.

We believe in getting to know both the brokers we work with and their clients' businesses, building trusted relationships that last for the long term. Our underwriting teams work with brokers to identify and understand their clients' risks. Together, with our risk control experts and risk management tools, we help clients reduce and mitigate risks in their organisations.

We provide the flexibility to create tailored insurance cover that meets clients' needs and deal with claims quickly and fairly through a proactive claims approach.

We continue to listen to our brokers and improve our offering, investing in our people and new technology. At NIG, we're dedicated to make trading with us effortless, we are committed to delivering a robust service proposition and always try to implement the right support to help our broker partners today and in the future.

What we are looking for:

We're looking for an experienced Commercial Underwriter to operate as part of an existing business team either based at The Core in Bristol or Minster Court in London. This is a full time, permanent role.

If you have commercial underwriting experience within insurance industry, we would like to hear back from you.

This role can be undertaken from the comfort of your home where you will come into the office every Thursday.

What you'll do:

We are looking for someone who can underwrite and manage existing business enquiries whilst maintaining excellent broker relationships. You will have significant previous Property and Casualty, Motor Trade and Fleet underwriting experience. We are looking for someone with excellent communication skills who delivers a high-quality service to our brokers and build strong external relationships along with main company partners

Who you will work with:

You will be part of a cross classed, multi-skilled team, working with our sales distribution panel and important partners, to work to our existing business targets individually & as part of the team. We are a team of professionals who aim to deliver top class service to our London brokers. We pride ourselves in being a High Performing Team who work extremely well together to achieve our goals.

What you'll do:

You will retain and develop profitable business from brokers serviced by your Region by improving your underwriting and trading skills and delivering a high quality service to your Regions brokers by:

  • Delivering Existing Business financial plan (including rate carry and retention)
  • Delivering quality broker service following Broker Segmentation service levels
  • Developing working relationships to support in delivery of goals and understand their Broker Panel
  • Effective usage and update of Tools and Systems
  • Contributing to wider business activities, including support given to Regional Underwriters
  • Improve own contribution through active self-development
  • Manage the risks involved in running our business appropriate to your role and following the DLG Insurance Risk Framework and associated governance frameworks.

Work hours:Monday - Friday, 35 hours per week

Ways of Working

NIG is a wholly owned subsidiary of Direct Line Group and here at Direct Line Group, we recognise the importance of flexibility, not only in our personal lives but also in the way we work. Our mixed model way of working offers a 'best of both worlds' approach combining the best parts of home and office-working, offering flexibility for everyone.

How much you'll be in the office depends on your role, and we'll consider the flexible working options that work best for you. You can find out more about our flexible working approach or please get in touch with the team to discuss.


We recognise we wouldn't be where we are today without our colleagues, that's why we offer such excellent benefits designed to suit you as and when you need them:

  • Pension
  • 50% off home, motor and pet insurance plus free travel insurance and Green Flag breakdown cover
  • Additional optional Health and Dental insurance
  • EV car scheme allows all colleagues to lease a brand new electric or plug-in hybrid car in a tax efficient way.
  • Generous holidays
  • Buy as you earn share scheme
  • Employee discounts and cashback
  • Plus many more

Being yourself

Direct Line Group is an equal opportunity employer, and we think diversity of background and thinking is a big strength in our people. We're delighted to feature as one of the UK's Top 50 Inclusive Employers and are committed to making our business an inclusive place to work, where everyone can be themselves and succeed in their careers.

We know you're more than a CV, and the things that make you, you, are what bring potential to our business. We recognise and embrace people that work in different ways so if you need any adjustments to our recruitment process, please speak to the recruitment team who will be happy to support you.



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